When is time to talk about money?

The power of money has long been shrouded in mystery but it’s a fact that most of us embark on a lifelong pursuit for money right after we finish high school, some even earlier. But do we have a slightest idea behind this alluring money phenomena?

It’s true that money is an everyday means to get by in life but yet it remains as one of the most misunderstood phenomenon. I say that because most of us embark on the pursuit of money without a slightest knowledge of it. Then, all of a sudden the whole world opens up and we realize that life is all we knew but money.

I wonder, wouldn’t it help if we had a little bit of knowledge about money and how to use it since our childhood? It’s a fact that we learn about everything else but money. We openly discuss everything else but money.

Why is that?



In my opinion, family is the very right place to openly discuss about money and it has to start from the very young age. It’s parents’ role to uncover the mystery surrounding money – enlighten kids on the best practices – save and invest to avoid habits of consumerism when there’s no enough.

They say charity begins at home and that’s true for the case of money as well. Children are better equiped to handle their money issues if they are well taught since childhood. It’s also an indisputable fact that, at some point, they will learn all they need to know about money, whether a parent takes initiatives or not. Most times children repeat the pattern of their parents, whether its good or bad it’s immaterial. If it leads to an abyss of debts then there’s where the whole family goes, unless someone takes initiative to show them the other route.

Wouldn’t it be better to lead the way as a parent? Show children what is right and what is wrong?  Teach them some basics they can understand? Instill some good manners on managing their own finances? Or would you rather they come to learn from their own experiences and repeat your mistakes while they could have easily avoided and turn out much better than you?

Robert Kiyosaki, the author of Rich Dad, Poor Dad, narrates his life’s tale of living with two parents with contradicting ideas and beliefs about money. It’s not easy going through such a life and it shouldn’t be but the results are always worth it. The best a parent can do is being more open to children, and let them figure things out while they are there to help. We choose, we either learn while we are young and free to change or we learn while we are adults and our minds are full of negative beliefs ideas pertaining to core beliefs about life.

We all have our poor dads and rich dads with us, but the question is when will you choose your role to your children?

As children we are taught everything about obedience, ethics, morality, following the rules, and numerous others BUT money. The image of money is tarnished and it seems less important to life contrary to the reality.

Why is something as important as money sidelined?

I know that sweeping the subject of money under the rugs doesn’t make it better as everyone decides to handle it their way. Most of which lead to catastrophic ends during adulthood?


Our very ideas of the role of money in life stems from our families. We tend to take those ideas with us everywhere. It surprising how the subject of money is avoided in most relationships. But whether we like or not money is one of the basic necessity and has its place in any relationship, hence it can’t be avoided.

Avoiding the subject of money in most romantic relationships brings the cloud of suspicion. How can such relationship bear a family that openly talk to their children about money if they can’t openly discuss it between themselves?

Strong relationships are based upon truth and openness, subject of money included. If this wasn’t normal in the family, then it can be an issue in any relationship.

Investing or Spending?

It’s always the simplest logics that evade most of and in turn define who becomes financially independent and who sinks into endless debts and poverty. That is the choice of how to use what we possess. It’s not so much about how much you make, but how much you keep. This philosophy is as old as money itself but still can’t get into the head of many of us.

However, other people say it’s not how much you save but how much you invest that counts.

Financial freedom comes through investing – letting money or ideas work for you. But how can one think of investing if they don’t heard a clue about it?

It’s perplexing, most people are amateurs in managing their own finances, let alone investing. Most of us are full of anxiety and fear to lose money. Even worse we’re ignorant on what to invest, and that includes to seek for the right advice. It’s also a sad fact that most people can’t tell the difference between assets and liabilities.

Some say live within your means. Some say expand your means and life more freely.

Job satisfaction or Money?

As children we are taught that life is all about having a career and getting money. It was only that. None said at times money won’t be enough and you have to have other means to look for more. For sometimes most of us try to justify their situations and live within our means. When the goings get tough, we snatch and look for greener pastures.

I understand, I have been there. The most important question is that are you working for the money’s sake or you love your job and want to make a difference?

Few people go for what they love. Most people go for money. What’s the compromise? I don’t know. Isn’t all that about money?

I have known people in very conducive environment for growth in their own career fields but usually quit for the sake of money. Big bucks talk large volumes in this life of consumerism, especially for the people who’ve just started enjoying an independent life.

Money should be taught early in life

Money won’t come without one’s personal efforts, but it’s certain that knowing about it gives one an edge to control their own urge. I am unaware of the downsides of learning the importance of money from the early age, but I have reasons why it’s important to learn about it from the early age.

  1. You acquire the knowledge and control on how to use money early in life
  2. You have a clear picture on what life has to offer
  3. You learn to avoid some unproductive patterns on use of money
  4. You get to solve most mysteries pertaining money early in life
  5. You become confident and self-aware as you consciously learn how to manage money early in life

Final thoughts

It’s true that money is a means, not an end. You have probably figured that out already. But how do you figure that out if one constantly pursues money and money alone? Does ignorance on the subject of money account for our lack of control with money? I suppose not knowing the power of money makes most of us make it a goal – an end and not so much a means. That’s how we end up getting disappointed.

In this era of consumerism people want more money than what they are capable of working for. There’s a feeling to belong to higher classes. Owning every material thing. The need of acceptance and fame. The need to live a life of splendor. Some work hard for it. Some kill for it. Some do illegal business for it. But it’s all about money.

What is the measure of success in our societies? Are there known factors to identify successful people? Some regard money as purely financial power. Others argue money is just a speck in the realm of success.

Is there a universal definition of success?

Whether there’s one or not, I know money is included.  In my opinion, it is important to put the subject of money on the forefront of every aspect of our lives, let’s discuss it openly. Once it we are free then we are all safe.

Please leave your comments and share your views on this subject of money.  

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